Category Archives: Commentary

Guest OpEd published by Commercial Finance Association

By SDH | Published: July 27, 2011
If we reform investment tax policies and eliminate the subsidies and mis-incentives that currently distort investment decisions, we can normalize tax rates between labor and investments while simultaneously stimulating more productive investment in America.
Also posted in Tax Reform | Leave a comment

Renewing the Mortgage Credit Boondoggle

By SDH | Published: November 6, 2009
The Administration and Congress tout their first time buyers’ credit as a successful program benefiting homeowners. That claim falls somewhere between nonsense and wishful thinking. The buyers’ credit is directed toward lending institutions, not homeowners.
Also posted in Mortgage Restructuring | Leave a comment

A Citizen’s Proposal

By SDH | Published: September 18, 2009
Originally circulated Feb 17, 2009. The Government should facilitate resolution of underlying mortgage problems by providing a source of cheap mortgage re-financing based on strict underwriting standards.
Also posted in Mortgage Restructuring | 3 Comments