Author Archives: SDH

Guest OpEd published by Commercial Finance Association

By SDH | Published: July 27, 2011
If we reform investment tax policies and eliminate the subsidies and mis-incentives that currently distort investment decisions, we can normalize tax rates between labor and investments while simultaneously stimulating more productive investment in America.
Posted in Commentary, Tax Reform | Leave a comment

A Citizen’s 2% Solution

By SDH | Published: August 10, 2010
A Citizen's 2% Solution: How to Repeal Investment Income Taxes, Avoid a Value-Added Tax, and Still Balance the Budget.
Posted in Tax Reform, Uncategorized | Tagged | Leave a comment

Renewing the Mortgage Credit Boondoggle

By SDH | Published: November 6, 2009
The Administration and Congress tout their first time buyers’ credit as a successful program benefiting homeowners. That claim falls somewhere between nonsense and wishful thinking. The buyers’ credit is directed toward lending institutions, not homeowners.
Posted in Mortgage Restructuring | Leave a comment

A Citizen’s Proposal

By SDH | Published: September 18, 2009
Originally circulated Feb 17, 2009. The Government should facilitate resolution of underlying mortgage problems by providing a source of cheap mortgage re-financing based on strict underwriting standards.
Posted in Mortgage Restructuring | 3 Comments